A little dishonesty here: William Patterson first helped create the Bank of England; the institution responsible primarily for the decline of the western world through massive debt leveraging, before setting up the failed Panama colonial adventure (which was in fact one hell of a good idea). So the Scotsman William Patterson should be blamed for Scotlands’ joining the union; not the English people. Now he advocates that the English people pick up the tab for RBS, HBOS debt. In true Glaswegian style I invite Mr Boyle to Get Stuffed!