Lord Henley must know perfectly well that advance payments are just that – early payment of money that would normally be due later. They’ll be subtracted from any future benefit payout, making claimants no better able to cope with the debt the waiting rule intentionally forces them to rack up.

And this is the point: The seven-day waiting rule pushes debt onto benefit claimants that they should not have to suffer.

We all pay our taxes – all of us, either directly or indirectly. The Tories do not have any grounds to deny social security benefits to those of us who are in need.

And when their excuses are as ridiculous as Lord Henley’s, they really deserve to have the ground pulled out from under them.

Universal credit claimants are being forced to turn to pay day lenders and loan sharks by delays in payments, peers have warned.

Labour and the Liberal Democrats urged ministers at Lords question time to drop a seven-day waiting rule for new claimants.

But Work and Pensions minister Lord Henley defended the current rules, saying claimants could apply for advance payments if they were in need.

Source: Universal credit claimants ‘turning to loan sharks because of payment delays’

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