Tag Archives: debt

Cost of living crisis: 10 years of Tory benefit cuts are driving people deeper into debt

Sanction centre: people paying back debts to the benefit system are being penalised for being poor by the current Tory cost of living crisis because their situation forces them into the hands of high-interest doorstep lenders who will make their situation worse. Isn’t the benefit system supposed to keep people out of debt?

It is amazing that this has to be spelt out for people but, with us all having to deal with the Tory squeeze on our incomes, this may have evaded a few people.

The cost of living crisis has hit the poorest people and families worst, with people on benefits suffering the worst after 10 long years of punitive Tory cut after punitive Tory cut.

The Resolution Foundation has already pointed out that the poorest households are facing a higher rate of inflation than richer people.

This is because the rising cost of home services (like energy bills), transportation and food is having a greater effect on people with less income and fewer savings to pay for them; it’s not rocket science.

So the headline inflation rate for the lowest tenth of families is around 10.3 per cent, while it is 8.7 per cent for the richest tenth. This is the greatest disparity since cost of living data began to be collected at the start of this century.

Now the Joseph Rowntree Foundation has produced a study showing that a decade of social security cuts, underfunding, and punitive government debt collection terms are pushing low-income families – particularly benefit claimants – into financial crisis.

In many situations, people were forced to choose between feeding their loved ones and making their rent payments on time, as described in the study. 2.3 million homes had already gone without both.

Low-income individuals have resorted to borrowing, adding £12.5 billion in new debt in 2022 out of a total of £22 billion. They owe high-cost lenders, such as doorstep lenders and illegal loan sharks, a total of £3.5 billion, which jeopardises their future financial stability.

Families are already having a difficult time making their payments. Since October of last year, total personal debt arrears have more than quadrupled from £1.8 billion to £3.8 billion, and JRF anticipates that these arrears will continue to grow as interest rates rise.

Unsettlingly, the research discovered that the government is making life extremely difficult for people by exploiting the benefits system to collect some debts, sometimes at exorbitant rates. Families receiving assistance without these “debt deductions” suffer less than those who are obliged to have them.

JRF has suggested a simple way to ease the burden on these claimants: allow them to repay their debt more slowly while the cost of living crisis is ongoing, rather than cutting their income by a quarter every month.

And Universal Credit entitlements should increase to ensure that – at a bare minimum – people are able to afford the essentials when they fall on hard times.

This is, of course, entirely logical. The benefit system is intended to ensure that people don’t fall into debt at all – not simply to make them prey to loan sharks at a slower speed.

But we’re seeing no announcements about this from Rishi Sunak or Therese Coffey.

All we’ve had are big headlines about payouts to everybody, including £400 for every house – meaning people who own multiple dwellings receive that amount many times, in comparison with the poor who only have one.

This Site has stated it before: it’s a big subsidy for the rich. And the fact that the poor are being driven to loan sharks makes it all the more obscene.

Source: Tory cost of living crisis made worse by a decade of welfare cuts

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook

Which is more irresponsible – overspending billions of public pounds or ‘financial repression’?

Rishi Sunak: I like this shot because he looks nervous. If I was in his position, asking Tory backbenchers to raise taxes, I’d be nervous too.

Rishi Sunak has been accused of wasting billions of pounds of public money – your money – because he failed to insure against interest rate rises on government debt.

It means higher than necessary payments on £900bn of reserves created through the quantitative easing (QE) programme, according to the National Institute of Economic and Social Research.

The loss over the past year is around £11 billion, the think tank estimates.

The Treasury has retaliated by saying NIESR’s proposal would undermine the independence of the Bank of England and be “hugely damaging” to the credibility of how public finances are managed.

Not only that, but there is an argument that, even if the Treasury had been able to predict the rate rise (which is possible), it would have been a potentially expensive bet – taking chances with the system.

Really?

Read the arguments here – if you can make sense of them.

The question for us as laypeople is, what do we think is more irresponsible – damaging the credibility of the public finances by pressuring the Bank of England to take a particular action, or damaging the credibility of the public finances by wasting £11 billion?

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook

Nazanin could be coming home – but only because Boris Johnson needs Iranian oil

Nazanin Zaghari-Ratcliffe: this wrongly-jailed woman may be released at long last – not because of any breakthrough in negotiations over her, but because Boris Johnson has apparently paid a long-standing debt to Iran in order to gain access to cheap oil.

Once again, with Boris Johnson, it seems the right thing has only happened for the wrong reason.

Johnson ruined Nazanin Zaghari-Ratcliffe’s chance of release from prison in Iran back in 2018 when, as Foreign Secretary, he stupidly said she had done exactly what the Iranian authorities had jailed her for doing – running a course in journalism. In fact she had been visiting her family.

She has spent five and a half years in prison. Her original five year term ended in March last year but she was immediately charged with a further crime of propaganda activities against the government and jailed for another year on April 26, 2021. So her jail term is nearly spent in any case.

Today (March 15), Ms Zaghari-Ratcliffe’s MP, Tulip Siddiq, tweeted that her constituent’s passport had been returned to her, suggesting that a return to the UK is likely in the near future.

Sadly, it does not seem that this turn of events has been brought about by any change in the prisoner’s circumstances – or indeed, any negotiations on her behalf by the UK government.

It seems to relate to an alleged £400 million debt incurred by the UK government after an order for military equipment was cancelled because of the revolution in Iran in the late 1970s.

Ms Zaghari-Ratcliffe’s husband Richard related this to her case some time ago, saying Iran was refusing to release her until the debt was paid.

Now, reports suggest Boris Johnson has paid up – not to free Nazanin, though, but because the Russo-Ukrainian war means he wants access to cheap oil:

That’s a good question to ask Boris Johnson: “Well, is it?

While we wait for his answer, let’s consider some of his remarks about the case today – in the light of the evidence that he has paid off the debt because he wants oil – not Ms Zaghari-Ratcliffe (these are from the BBC report).

Boris Johnson said it would not be sensible to comment “until we’ve got a final result” but said “delicate discussions are going on”.

Obviously he’s not even referring to Ms Zaghari-Ratcliffe but to whether he’ll secure any cheap oil for the UK. That’s the subject of the “delicate discussions”. Otherwise this comment doesn’t make sense.

You can see corroboration of that interpretation here:

Mr Johnson said he did not want to “tempt fate” and said that negotiations about “all our difficult consular cases have been going on for a long time”.

He didn’t want to discuss Nazanin Zaghari-Ratcliffe individually and couldn’t say more than he did, because there was nothing to say.

Then, pressed on Ms Zaghari-Ratcliffe individually, he came out with this classic fluff:

The prime minister added: “Everybody wants Nazanin home, we’ve been working on that for a long, long time, I do not want to do anything to interrupt conversations right now.”

This is a stock phrase that you will hear repeated whenever there is nothing new to say on a subject.

It indicates that all the work has been about securing oil – at whatever cost is necessary – and none of it has been about the UK citizen who has been wrongly jailed for nearly six years.

And the fact that Johnson is still groping for credit tells us he is a despicable excuse for a human being.

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook

Richard Ratcliffe hunger strike: Nazanin’s husband is risking permanent harm but the Tories don’t care

We’re 16 days into Richard Ratcliffe’s hunger strike outside the Foreign, Commonwealth and Development Office and none of the Tory government could care less.

We shouldn’t be surprised.

Since Mr Ratcliffe’s wife Nazanin Zaghari-Ratcliffe was first imprisoned under false charges in Iran, the UK government has only worsened her situation.

Boris Johnson famously mistook the accusation against her for what she did, providing the Iranian authorities with justification, not only for having jailed her, but for jailing her for an indefinite period to come.

And then Johnson turned Nazanin’s freedom into a bargaining chip in an argument between the UK and Iran over around £450 million owed to the Middle East country since the Shah was overthrown in the late 1970s.

That gave the Iranians reason enough to find another charge on which to keep her imprisoned for another year.

But it won’t do any good because Johnson and the Tories couldn’t care less what happens to anybody who isn’t one of them.

Mr Ratcliffe, after having entrusted his wife’s well-being into the hands of the worst clown ever to hold high office, has realised that nothing will change unless there is a genuine threat to health and life.

So he started his hunger strike, more than two weeks ago – and is now in danger of suffering permanent harm to his health.

And nobody in the government has paid a blind bit of attention.

Liz Truss, the current Foreign Secretary, has probably walked past Mr Ratcliffe – on her way to vote in support of corrupt Owen Paterson last Wednesday, for example – without a first glance, let alone a second.

Mr Ratcliffe is receiving his fair share of celebrity visitors who are raising whatever publicity they can give him – but it’s not doing any good, for the reason I state below:

Then again, how many people in the UK even know that the husband of a woman who is wrongly imprisoned because of the prime minister is even on hunger strike at all?

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook

MPs plan to make us spend decades paying the NONEXISTENT cost of Covid-19

Money, money, money: Boris Johnson ordered the Bank of England to create all of the money that has been used to pay the costs associated with Covid-19 in the UK – in the same way that governments create money all the time. There is no debt to pay because the government never borrowed anything.

MPs are trying to fool us into thinking there is a Covid-19-related debt that will need to be paid back. Be warned: they’re lying; there isn’t.

According to the BBC:

Taxpayers will bear the costs of Covid “for decades”… MPs have said.

the PAC [Public Accounts Committee] said the taxpayer would be exposed to “significant financial risks for decades to come” with the estimated cost of the government’s measures having already hit £372bn in May.

UK government debt is now over £2.2 trillion, or about 99.7% of GDP – a rate not seen since the early 1960s. In June alone, debt interest cost £8.7bn.

In one example of future Covid costs, the PAC says taxpayers could be liable for an estimated £26 billion of bad loans, out of a total £92 billion of loans guaranteed by the government.

Shocking numbers, certainly. But here’s the thing: there is no Covid-19 debt.

Here’s Richard Murphy of Tax Research UK to explain:

And here’s my short version:

Any questions?

Source: UK will be paying for Covid for decades, say MPs – BBC News

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook

Why the UK has NO Covid-19 debt – the short version

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook

Windfall tax on pandemic profits should wipe out Covid-19 related debt says McDonnell

John McDonnell: he would have revolutionised the UK’s economy. Instead, the Tories have saddled one-tenth of the population with debt so great that they cannot pay their regular bills.

A former Shadow Chancellor has proposed a radical set of plans to clear the debt created by the Tory government’s cack-handed handling of the Covid-19 crisis.

John McDonnell pointed out that the richest firms in the UK have profited hand-over-fist during the crisis, and should pay a windfall tax to help pay for the measures to end it – which would ultimately help them, of course.

His proposals were not an attack on businesses, though – they were a criticism of a speech by current Labour leader Keir Starmer, whose best idea was to get members of the public to give all the money they have managed to save during the crisis to a new investment bank – meaning the nation’s poorest would foot the bill (again). What a socialist Starmer is!

In fact, according to Citizens Advice, more than six million people have fallen behind on their bills because of Covid-related hardship, and the number in severe, problem debt has doubled to 1.2 million.

They don’t have any spare cash for castle-in-the-air investment banks!

McDonnell said a comprehensive package of debt cancellation was needed to get the UK back on its feet, including high-cost debt, old debt, unmanageable rent and student debt – all to be supported by a windfall tax on businesses that have raked in billions of pounds over the last year.

He called for the creation of a ‘Debt Charter’ to tackle the causes and consequences of debt in UK society.

Improved benefits and a £10-an-hour living wage, along with restored universal basic services, should be deployed to prevent people from getting into debt in the first place, he said.

He called for a cap on interest rate charges and a ceiling on overdraft fees and interest payments to “rebalance power between lenders and the indebted”.

And he said bailiff visits should be suspended at least until the whole of the UK has been vaccinated against Covid-19.

This is the kind of thinking we need at this time.

We could have had it, too – if only millions of people had not been hoodwinked by anti-Labour propaganda at the 2019 general election, including a Tory campaign that was found to be more than 80 per cent lies.

So if you find yourself struggling with debt for years to come, while the Tories, their client media and their business-oriented doners tell you you’ve never had it so good, just remember that you could have had it better.

And remind everybody you know not to be fooled again.

Source: Impose windfall tax on pandemic profits to wipe debt slate clean, says McDonnell | The Independent

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook

Tory ideas about money have been wrong since before 2010. Here’s the reason

Flag-waving fools: Rishi Sunak and Boris Johnson have no idea how to run a country. They rely on patriotism to blind the gullible while they take your cash – and still put us into debt.

Some of us have been saying this for years but here’s a big-league economist to back us up.

Remember all the talk about Labour having “Maxed out the national credit card” that David Cameron and George Osborne used to win just enough seats to form a coalition with oily Nick Clegg’s Liberal Democrats in 2010?

It was nonsense. I said it at the time (and many times afterwards in articles on This Site. You can’t compare a national economy with household income and expenditure.

But it seems people are still being taken in by it because the Tories are still using it as the basis of their economic model.

That is the reason the UK has fallen deeper and deeper into debt during their 10 years in office. We can only go into debt, while they continue to follow this course.

Richard Murphy explains it very well in the video clip but I’ll paraphrase: while households become better-off by restricting spending, the nation loses out because businesses don’t benefit from that spending and cannot pass the money on through the system – therefore the nation becomes poorer.

So, by restricting spending with austerity policies, the Tory governments of the last 10 years have starved the UK of its economic lifeblood and plunged us into trillions of pounds worth of debt.

The only way to improve our economic situation is by spending into the economy with wise investments that help it to grow.

But Conservatives simply do not understand this basic (macro)economic fact. They never have.

See for yourself:

Some households fared well during the first Covid-19 lockdown. The lack of any way to spend their money meant they were able to pay off debts and bank spare cash.

But that won’t last. In some cases, families are already suffering because their income has fallen below their outgoings and the lockdowns are still going on.

In fact, the Tory plan is to ensure that they leach that money away from all of us as soon as possible.

There is nothing you can do about it in individual households because the household unit is too small to stave off economic intervention from a national government.

But if you group together with others, you might find a way.

Alternatively, you can just stick your head in the sand and wait for Rishi Sunak to empty your bank account and steal your house. It’s up to you.

You’ll probably see the sense in these words on March 2, when Sunak announces his spring budget.

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook

Well done, Tory voters now on Universal Credit! You ASKED to be made poor

 

Tory voters who are employees really are the stupidest people on the planet. If that’s you, I’m very sorry but go and look in the mirror and understand that you’re looking at a fool.

You see, these people voted for a government that dumped around one and a half million of them onto Universal Credit – the so-called benefit that the Tories actually use to persecute people who have been plunged into poverty – as soon as the Covid-19 crisis hit.

Now 63 per cent of those people – and you can bet that many of them voted ‘Conservative’ like good little sheeple in December 2019 – are having cash removed from their benefit payments.

The money is being used to repay loans they took out – advances of their Universal Credit payments are loans, you see – to cover their living costs or outstanding debts while they endured the five-week delay the Tories impose on everybody who claims.

1,060,000 ‘Covid claimants’ have a deduction of some kind from their UC. Of those, 810,000 are repaying an advance only, 50,000 have a deduction for another reason and 200,000 have deductions to repay a UC advance and another debt.

It means a million people are trying to live on payments that are less than their assessed benefit need.

That is to say that the Department for Work and Pensions has worked out that they need a particular amount but is refusing to let them have it.

DWP officers do this on the orders of the Conservative government – voted for, most likely, by a majority of the claimants who are now being forced into poverty and starvation.

I wonder how Tory-voting UC claimants feel if they are also parents – knowing that their vote in 2019 is also forcing their children to go without.

(The information on the so-called “Covid claimants” has been compiled by Child Poverty Action Group for the Covid Realities research project).

The worst part of it is that these absolute dimwits are so tribal that they will almost certainly defend their 2019 decision and repeat the mistake, first chance they get. There is no reasoning with them.

Source: Over one million on Universal Credit have money deducted to repay debts

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook

Distraction tactics: why pay attention to all this right-wing fiddling while your country burns?

Jeremy Corbyn: it’s nice that a Twitter poll has rated him the best prime minister the UK never had, but the PM that we’ve got is turning the UK into a major disaster and this stuff is nothing more than an attempt to distract you. Did it work?

We all know bank holiday Mondays are where the news goes to die but August 2020 was particularly bad.

Judging by Twitter, the event that caught everybody’s imagination was a poll by right-wing Times Radio that resulted in a nobody presenter – This Writer has never heard of him – having to declare that Jeremy Corbyn is the best prime minister the UK never had.

(It means he would have been a better choice, not only than Boris Johnson or Theresa May, but better than many others as well – according to those who took part in the poll.)

Certain right-whingers immediately took it upon themselves to alleged – without any factual basis – that Corbynista Twitter users had ganged up to rig the poll.

Who cares?

It doesn’t matter. We didn’t get Corbyn. We got Theresa May in 2017 and Boris Johnson now – partly because Labour apparatchiks conspired to bugger up Corbyn’s campaigns on one or both occasions, if you believe a certain report (I do).

And it diverts attention from the failures of the government we have – especially at a time when Parliament is about to resume sitting after the summer recess.

The Guardian‘s editorial has identified a few of the political crises from which the poll has diverted our attention. For example:

Rishi Sunak is determined to end his Job Retention Scheme – the furlough to you and me – at the end of October, triggering a huge wave of unemployment. That’s right, even more people are about to learn what Universal Credit is all about – and they’re not going to like it.

He’s facing an annual national deficit that will have grown to twice the amount faced by Gordon Brown’s Labour government during the so-called “great recession” of 2008 or thereabouts. His party made a lot of mileage out of criticising Labour’s handling of that recession, slithering back into office by claiming it would end deficit spending and cut the national debt as well (instead the Tories more than doubled the debt to £2 trillion).

And in November Sunak has to produce a budget that will boost the economy and return the national finances to some semblance of balance (fat chance! He’s already facing a backbench rebellion on his mooted plans for tax rises).

Nobody’s going back to work because they don’t trust the government’s proclamations that it is safe from Covid-19. Nobody is likely to go back to universities for the same reason. The only people likely to want to go back to school are the kids – and that’s because they’re probably a bit bored by now and want to see their buddies again.

The Johnson government’s determination to push through Brexit as planned by December 31 means the party that pledged to end the scourge of “red tape” is more likely to throttle us with it, as businesses have to deal with an avalanche of pointless bureaucracy.

These are all problems that the Tories have created for the rest of us, either by incompetence or by design, since they first came back into power in 2010 – and most particularly since Boris Johnson became prime minister last year.

You need to be thinking about that, but instead you’re being seduced into thinking about a dopey Twitter poll that doesn’t mean anything at all.

You’re watching the right-wingers fiddling around while your country burns around you.

Have YOU donated to my crowdfunding appeal, raising funds to fight false libel claims by TV celebrities who should know better? These court cases cost a lot of money so every penny will help ensure that wealth doesn’t beat justice.

https://www.crowdjustice.com/case/mike-sivier-libel-fight/


Vox Political needs your help!
If you want to support this site
(
but don’t want to give your money to advertisers)
you can make a one-off donation here:

Donate Button with Credit Cards

Here are four ways to be sure you’re among the first to know what’s going on.

1) Register with us by clicking on ‘Subscribe’ (in the left margin). You can then receive notifications of every new article that is posted here.

2) Follow VP on Twitter @VoxPolitical

3) Like the Facebook page at https://www.facebook.com/VoxPolitical/

Join the Vox Political Facebook page.

4) You could even make Vox Political your homepage at http://voxpoliticalonline.com

And do share with your family and friends – so they don’t miss out!

If you have appreciated this article, don’t forget to share it using the buttons at the bottom of this page. Politics is about everybody – so let’s try to get everybody involved!

Buy Vox Political books so we can continue
fighting for the facts.


The Livingstone Presumption is now available
in either print or eBook format here:

HWG PrintHWG eBook

Health Warning: Government! is now available
in either print or eBook format here:

HWG PrintHWG eBook

The first collection, Strong Words and Hard Times,
is still available in either print or eBook format here:

SWAHTprint SWAHTeBook