Tag Archives: help

Cost of dying reaches record high in UK – and here’s a practical example of help

If you don’t have £10,000 saved up to pay for the cost of your own death, your survivors will be stuck with a hefty bill, it seems.

Here’s The Independent:

According to SunLife’s annual report looking at the growing expenses for the bereaved, the average cost has soared to £9,658. This figure, which includes the price of a funeral, professional fees and other send-off costs, is the highest in the 20 years SunLife has been tracking them.

A basic funeral in the UK, which includes a burial or cremation, all funeral director fees, a mid-range coffin, one funeral limousine, as well as doctor and celebrant fees, have increased to £4,141 from £3,953 last year.

A hike in send-off costs to £2,768 and in professional fees to £2,749 means the overall cost of dying is up £458 year on year.

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The pressure of rising funeral costs has left one in five families experiencing “notable financial concerns”.

Among these, three-quarters of people reported that paying for the funeral impacted their mental health, and two-thirds experienced an impact on their physical health.

Now let’s hear from Susan Bradley, who lost both her mother and sister within 10 months – as also reported in The Independent:

The 51-year-old from Birmingham was devastated when her mother passed away on 9 June 2022 following a stroke and further complications.

The emotional distress of her grief was only intensified by the stress of having to scrape together money for the funeral costs.

The total expenses with Central Co-op Funeral amounted to £4,800, which was to be split between six relatives.

The 51-year-old said she had to be “extra careful” with money and was forced to neglect some of her long-standing payments.

After struggling through her mother’s funeral costs, Ms Bradley was faced with another tragedy – her sister’s sudden passing at the age of 37 in April last year.

The bill for her sister’s funeral increased by £1,000 from that of her mother’s the previous year.

Here comes the helpful bit:

With her carer’s allowance her only income, plus the additional costs of taking in her sister’s two children, Ms Bradley reached out for help to cover the costs of the funeral.

She googled until she found Down to Earth, a UK-wide helpline offering advice and practical support to people struggling with funeral costs.

Down to Earth made an application for Ms Bradley to charity Turn2us who awarded the family £1,980 towards the funeral. They also directed Ms Bradley to Teaching Staff Trust, who provide hardship grants to help people in or previously involved in the education sector through times of financial trouble.

The trust helped the family cover the majority of the remaining expenses of the funeral, significantly reducing the burden for Ms Bradley’s family.

According to the article, people facing spiralling funeral costs are increasingly failing to either heat or eat. They find they are unable to do what the deceased person wanted or what they feel is right to honour that person and it makes some people mentally, emotionally, and physically very ill.

With government help dwindling down to nothing, in real terms – and no surprises there – it is fortunate that these charitable organisations exist to pick up the slack.

But how many of us even know they exist? And will demand for their help rocket beyond their ability, now that we know they do?

Source: Sunlife report: Cost of dying reaches record high in UK, new report reveals | The Independent


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Rishi Sunak IGNORED ‘the science’ with his Covid-spreading ‘Eat Out to Die Out’

[This image is from ‘X’ (formerly Twitter) – apologies if it’s yours as I will have used it without permission.]

So much for “we’re listening to the science”.

Remember that – the Tory government slogan that they repeated like a mantra throughout the Covid-19 crisis?

Evidence to the Covid-19 inquiry suggests – strongly – that this was a lie; and one with mass-fatal consequences.

Remember Rishi Sunak’s ‘Eat Out to Help Out’ scheme?

Announced on July 8, 2020, it involved the government subsidising half the cost of food and non-alcoholic drinks ordered at participating cafes, pubs, and restaurants, where the food and drinks were consumed on the premises, up to £10 per person (per order).

The offer was available from August 3 – 31, from Monday to Wednesday each week. There were no limits on how many times an individual could use the discount.

It led to a significant increase in restaurant visits during August – and what else do you think happened?

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Research available in December of that year showed – well, here‘s what This Site said at the time:

Tory Chancellor Rishi Sunak made certain that thousands more people caught Covid-19 than would otherwise have done so, with his Eat Out to Help Out scheme.

Research by the University of Warwick has shown that the initiative is likely to blame for 17 per cent of infections – one in six outbreaks – between August and early September (when it was overtaken by outbreaks linked to schools that had reopened at Boris Johnson and Dominic Raab’s insistence, we may conclude).

People will have died from catching the virus after taking part in Sunak’s crackpot plan.

He didn’t even help hospitality businesses very much, either.

In March this year, we discovered that then-Health Secretary Matt Hancock knew about this:

Matt Hancock – Health Secretary at the time – knew about it and conspired with then-Cabinet Secretary Simon Case, and Sunak (who is now prime minister, remember) to hide it from us.

Look at his WhatsApp messages from the summer of 2020:

News outlets like The Independent are reporting that Hancock ridiculed the scheme, calling it “Eat Out to Help The Virus Get About”.

Clearly the scheme should have been halted as soon as the concerns became apparent to Hancock. Instead he made a bad joke about it.

Who knows how many people died because they weren’t told about the danger? And shouldn’t Hancock, Case and Sunak be punished for allowing those deaths to happen?

And now, finally, we know that the government’s scientific advisers had opposed the scheme all along but Sunak refused to listen.

The current Chief Scientific Adviser, Professor Dame Angela McLean, actually called him “Dr Death” in a WhatsApp exchange with Prof John Edmunds, from the London School of Hygiene and Tropical Medicine (LSHTM) in September 2020.

Here it is:

Prof Edmunds was recorded discussing the exchange at the Covid-19 Inquiry today (October 19, 2023):

According to the BBC,

Prof Edmunds told the inquiry he was unable recall if that had been a specific reference to the Eat Out to Help Out scheme, which had subsidised food in pubs, restaurants and other hospitality venues over the summer, while Covid cases had been low.

But in earlier testimony to the inquiry, he said he was “still angry” about the policy.

“It was one thing to take your foot off the brake – but to put your foot on the accelerator,” he told the inquiry.

Prof Edmunds told the inquiry 45,000 people had just died – and while the pub and restaurant sector needed support, the government could have just given them money.

“This was a scheme to encourage people to take an epidemiological risk,” he added.

To explain: he was saying Sunak was asking us to gamble on whether we would catch Covid-19 or not. And we now know that the scheme led to 17 per cent more of us being infected than would otherwise have contracted the disease.

This Writer is unaware of any statistics showing the number of people who died – but there would have been fatalities.

This means Rishi Sunak is directly responsible for the deaths of many people who might otherwise have been alive and contributing to UK society today, if not for him and his homicidally reckless fiasco.

As some have already commented: no wonder he is refusing to release his own WhatsApp messages from the time of the scheme.

The question now is: how can he be brought to justice?


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How do ‘community cooking events’ help us cope with rising energy bills?

It’s being reported that the government is putting £842 million more pounds into the Household Support Fund, which is said to help struggling families deal with the cost of living including food and energy costs.

The Department for Work and Pensions (DWP) will be dividing the money among English councils, which must use it to help people pay for energy bills or groceries.

The funding is said to be targeted at areas of the country “with the most vulnerable households” and it is being left up to the councils to decide how to spend it.

What I want to know is…

How is a ‘community cooking event’ or an ‘energy cafe’ – both ideas used by English councils – the best way to divide up this cash? Even voucher schemes and ‘energy saving packs’ spend money redundantly.

Wouldn’t it be better simply to provide the cash to those who need it most, and let them decide how to spend it?

The way this scheme is being (mis)managed, it seems to be an attempt to keep cash away from vulnerable families, rather than helping them.

Source: DWP issues update on new cash for hundreds of thousands to help with rising energy bills


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Do you pay for energy using a pre-payment meter? Have you claimed energy benefits?

Apparently £25 million worth of energy benefits have not been claimed by people on pre-payment meters – even if they are struggling.

If you are one of these people, here’s some advice. Please watch:

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Cynical Liz Truss defends helping the rich rather than the poor – but nobody’s fooled

If Liz Truss thinks she’s fooling anybody, she is heading for a nasty awakening!

In a BBC interview, she was asked if she was on the side of bankers or the rest of us – and avoided answering.

Everybody knows this means she is on the side of the bankers and the rich – and her approach shows us that she cannot be trusted.

Watch the clip:

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Energy crisis: Tory government won’t help but wants you to use your common sense. Why?

The Conservative government has developed a curious rhetorical tic lately, as Maximilien Robespierre notes in his latest clip.

Instead of providing tangible help on the latest crisis they have triggered or escalated, ministers tell us to rely on our own common sense.

So in the Covid-19 crisis, mask-wearing was cast as a matter of choice. And now, with the cost of energy multiplying exponentially, they are refusing to provide advice.

They say we should rely on our own common sense.

Here’s the clip:

It’s an abrogation of responsibilty.

Political choices put the population in this mess, so politicians should grasp the nettle and offer us options to get out of it.

And saying the amount of energy we use is up to us, after experts have already said we need to cut back consumption by 15-30 per cent, is imbecilic.

This Writer’s advice is: don’t listen to them. Listen to the people offering real help, like the Iceland boss in the clip.

Apologies for the unusual layout of this article. I am away from my desk, writing this on my mobile phone, without access to my usual tools.

Why didn’t the government act on energy price cap increase earlier? It’s what we expected!

Martin Lewis: he’s been saying the government has been able to predict the rise in the energy price cap for months – so why hasn’t it acted to protect vulnerable people yet?

Here’s a good question, posed by a Facebook friend of This Writer:

“Why [announce the inflation-dictated energy price cap rise in] October? Is that because the inflation rate, by which pensions are increased the following April, is set in September?

“Whether its intended that way or not (and I’m a cynic, I’d say it is), pensioners won’t get the inflation rise caused by October’s and April’s energy price rises – until April 2024 – having to go a whole year with insufficient money.

“It might apply to other benefits too.”

Can you see anything wrong with the reasoning here – especially when we knew the rise was coming and could predict exactly what it would be.

That’s what Money Saving Expert Martin Lewis says, anyway (along with very many other pertinent points) in this clip:

So there’s no reason for the government to deprive pensioners (and possibly benefit recipients) of inflation-linked pensions and benefits – or, indeed, to have delayed mitigating measures until after a new prime minister is sworn in.

And now we know that – possibly at least in part because of this failure – the number of people in fuel poverty, spending more than 10 per cent of their income on energy bills, is likely to almost double, from 4.3 million to 8.9 million within 12 months.

The price cap is now set to rise from £1,971 per year to £3,549 per year on October 1, and is projected to rise to an excruciating peak of £6,616 – almost double again what it is rising to reach in October.

Chancellor Nadhim Zahawi has said options for further household support packages are being drawn up – but we are also expected to cut our electricity use by between 15 and 30 per cent, according to our means.

To me, this suggests that the Tories are preparing to blame members of the public if they die of cold this winter, by pretending that they didn’t cut their energy use enough.

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Tory minister says no to freezing energy bills – but will ‘targeted packages’ work?

James Heappey: he doesn’t want to freeze energy bills, and looks delighted to be threatening you with poverty.

This is real Tory dedication to profit over people: they don’t want to freeze rocketing energy bills, even when an energy firm asks them to.

Scottish Power boss Keith Anderson called on Business Secretary Kwasi Kwarteng to consider the plan, and has also submitted it to Scottish First Secretary Nicola Sturgeon.

But Armed Forces Minister James Heappey has already said Kwarteng isn’t seriously considering the proposal, which is expected to cost £100 billion.

It seems he’s upset about paying such an “eye-watering” sum to keep us all out of destitution.

Instead, he supports a vague idea put forward by both Liz Truss and Rishi Sunak, to provide “targeted” help to those who need it most.

Who’s willing to bet that this means rich people get the lion’s share of the cash?

Remember the “targeted” help Sunak announced in May? He promised £400 to every home.

It was only after we read the small print that we realised people who own several homes would receive the £400 several times.

So the richest people got to benefit more, while the poorest were put at risk of mental illness, worrying about how to make ends meet.

Tory doubletalk – screwing you over since 2010.

Source: Not right to freeze energy bills despite ‘really expensive winter’ to come, minister says

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Cost of living crisis: good news if you receive tax credits

Rule change: tax credit claimants who can show an entitlement to tax credits will receive payments to help cope with the cost of living crisis.

The government has actually done something nice for a change.

It has changed the eligibility rules for the bonus payment to help pay energy bills, announced by Rishi Sunak when he was Chancellor earlier this year.

For tax credits claimants to get the first cost of living payment of £326, they must have been entitled, or later found to be entitled, to tax credits for any day in the period between April 26 and May 25, 2022, rather than having received a payment between those dates.

It means claimants need not have been actually receiving tax credits during that qualifying period. They could also have been eligible for tax credits but had not yet had any money, or may later win an appeal that finds they would have been eligible during that timeframe.

The bad news is that the cost-of-living payments announced by Sunak have now been entirely swallowed up by the rise in the energy price cap that is expected in October, so households will still be worse-off.

Still, not enough help is better than no help at all, right?

At least, that seems to be the Tory government philosophy, as it is not even trying to find another solution until a new prime minister is sworn in on September 5.

Source: Cost of living: Huge DWP change to £326 payment means more people entitled to it

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Johnson’s ONE-point plan for Ukraine: copy everybody else’s then claim to be leading

‘Follow me,’ says Boris Johnson. ‘I’ve got a plan!’ And world leaders ignore him because he’s trying to steal their plan.

Boris Johnson – what a fraud.

Certain newspapers were touting what they said was Johnson’s new six-point plan to support Ukraine.

Here it is, as described by Culture Secretary Nadine Dorries, who – it seems – can’t even spell ‘Ukraine’:

There’s just one problem: It’s not his plan.

He has merely waited to see what everybody else is doing and then tried to adopt it as his own.

This sums it up perfectly:

Some might say this is yet another attempt to seem to be doing something while actually obeying the wishes of his Russian masters and doing nothing.

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