An old friend of This Site has written to Rishi Sunak, turning down the Chancellor’s attempt to foist a £200 loan on him to pay for increased energy bills.
Keith Lindsay-Cameron (remember him from A Letter A Day to Number 10, back when David Cameron was in Downing Street?) said he was perfectly capable of managing his own poverty without having more of it pushed on him.
His letter states: “With regards to the recent news that all customers of energy companies in England will be given a £200 loan from the Government to be repaid over following years.
“I would like to state that I do not want this loan. I have not asked for this loan. I do not wish my energy company to transfer the loan to my account, nor take repayments from my account in the future, and I shall be writing to them to this effect.
“I have several reasons for this decision.
“I do not want any debt imposed upon me that I have not asked or given my consent for.
“It is a certainty that prices will continue to rise, thus creating more hardship which this imposed loan will only exacerbate.
“My chosen route to pay for energy is up front payments via Pay As You Go, I do not consent to any sum of money being added to my account that leaves me in debt for several years. I manage my poverty perfectly well without being indebted by you.
“Your government has a bitter record of forcing us into debt and hardship, whilst throwing billions of pounds at banks and corporations, I want no part of the imposition of this loan on ordinary people.”
These are very good points.
Will you be writing to reject Sunak’s plan to impose debt on you for years to come while enriching the privatised energy giants that a previous Tory government created – many of which are at least partly-owned by foreign governments?
Alternatively, you could report Sunak to the Financial Conduct Authority as he seems to be misrepresenting his squalid little loan as a “rebate” or “discount”:
🚨 | ACTION NEEDED
If you are concerned that Rishi Sunak is mis-representing a loan as a 'rebate' or 'discount' then I urge you report him to the Financial Conduct Authority.
There is a simple form to complete 👇https://t.co/DbvL2sJgnw pic.twitter.com/T89sxdW7dY
— Philip Proudfoot 🟨🟥 (@PhilipProudfoot) February 4, 2022
Or will you just lie back and let him strip you of more self-respect?
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What worries me about this so-called loan is that every household will have to repay it, for example my granddaughter will be moving into her new home in April, she won’t have had any discount from any energy company while living with her parents but will be expected to payback the £40.00 each year for something she never had.
Another thing is, is the £200.00 loan applied to each energy company, I have one for Gas and another for Electric, will I get 2 x £200.00 or 2 x £100.00?
I have emailed Sunak but as yet not had a reply.
In my (unresearched) opinion; it is a criminal offense to force or coerce someone into taking on debt (Consumer Credit Act?).
I may be wrong, but I’m disappointed not to have seen this argument advanced online.It proved effective when a major supplier tried to force credits on me at the start of the pandemic.
For personal reasons that you would understand, I prefer not to have my comment published.
Thank you for your blog.